Personal Finance (Not Investing) • Michigan ACA Silver near FPL; Vision and...
Married couple in rural MI, we will be 53 and 60 this year.We live off of 18 to 24k per year all included. House paid, PRE, Solar Panels, Well Water, Septic Field, Burning Barrel, Manual Recycling, No...
View ArticlePersonal Finance (Not Investing) • Form 8881 and Sole proprietorship
Hi my spouse and I each have sole proprietorships with solo 401ks that we established for 2023 tax year. wondering if we can take advantage of the Credit for Small Employer Pension Plan Startup Costs...
View ArticleInvesting - Theory, News & General • Calculating Bond Movements
What would be expected to happen to the NAV of say BND if the fed funds rate changes from 5.5% to 2.5%?Statistics: Posted by Kaione — Wed Feb 21, 2024 6:23 pm — Replies 5 — Views 312
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Personal Finance (Not Investing) • Federal Employment vs. State Government...
Hi Everyone,Always reading threads but admittedly rarely post; thank you all for your continued wisdom. I am coming up on a potential career change and am in need of some Boglehead'd advice on how to...
View ArticlePersonal Investments • Questions for Mel or any one else..i bond questions
Hi Mel..and gang...I've been backing up the truck with I bonds since 2001 before we met in San diego over 15 years ago...Thank you, thank you...I am getting ready to open a 529 with fidelity as...
View ArticlePersonal Finance (Not Investing) • New Article About FEHB and PSHB For 2025
Not too soon to start preparing! Nice article laying out various items.Note particularly under Prescriptions, #2, where it addresses the costs of Rx under the new Part D plans being required (?) to be...
View ArticlePersonal Finance (Not Investing) • 8911 EV Charger Install Rebate
Hello Everyone,I file my taxes annually with OLT, and I am trying to claim the 8911 tax credit. However, every time I attempt to do so, it calculates as a zero credit. I have checked and I am eligible...
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Personal Finance (Not Investing) • TaxAct - No option to buy iBond
Holla!I made an estimated payment in November 2023, to get a 5k+ refund with the plan to use it to buy iBonds.Done with my taxes, and getting a refund as expected, but TaxAct is not showing me the...
View ArticlePersonal Finance (Not Investing) • where can I find wage inflation data for...
My company was slightly behind the curve on salaries from a study HR did in 2019. This means that when looking at comparable companies in our industry and in the area, most of my staff was slightly...
View ArticlePersonal Finance (Not Investing) • Tech Compensation
Hi everyone,I spoke to someone who worked in the tech industry in the Bay Area. He said that it is a place where if one is a strong performer, they can stay at the same company over the course of...
View ArticlePersonal Investments • Residual tIRA balance after Backdoor Roth
I am (have) completed a backdoor Roth for the first time this year and have some questions about what I should do next.My wife and I figured there was a very good chance we would not be eligible for...
View ArticlePersonal Finance (Not Investing) • Funding a New Vehicle
So I’ve been pretty lucky with my 2013 Honda Pilot. I’ve put about 110k miles on it and haven’t had any issues (knock on wood). However, I can’t help but think I’m starting to press my luck and sooner...
View ArticlePersonal Investments • How do I know whether I bought a US Treasury Note on...
Being a Treasury noobie this year, I'm trying to figure out whether my accrued market discount (Box 1f of 1099-B) on US Treasury Notes is considered taxable income by the state of Massachusetts.At...
View ArticlePersonal Finance (Not Investing) • House buying and mortgage payoff plan
Hello,Because of family needs, my wife, child, and I need to move, so planning on buying another house and selling our current house within the next few months. Because current interest rates are...
View ArticlePersonal Finance (Not Investing) • Debit card question: difference between...
I’m confused on why you can run a debit card as debit or credit. What’s the difference? What’s the point of a PIN for security if someone can just hit “cancel” and run a transaction as credit with no...
View ArticlePersonal Investments • Question about IRA fund
I have a small position of 25K in my rollover IRA in the VXUS vanguard international index fund which represents 5.62% of my total IRA holdings. i bought it in 2019 andto date it has only grown 30%. i...
View ArticleInvesting - Theory, News & General • Has passive investing broken the...
Michael Green, the Chief Strategist at Simplify Asset Management, appeared on the Excess Returns podcast this week. Many Bogleheads will know Mr. Green from his criticisms of passive investing. Here...
View ArticlePersonal Finance (Not Investing) • Purchase one year of prior service for...
Hello! I'm 51 and will start receiving a pension when I retire at age 55. I'm able to purchase one year of prior service (for work before starting with my current employer). The cost to purchase this...
View ArticlePersonal Investments • Portfolio Review Request
Hi folks. I'm new to the community and kindly requesting a portfolio review. Thanks for any help/insight. Happy to clarify further if needed.Emergency funds: Six months of expensesDebt: Two mortgages...
View ArticlePersonal Investments • Self directed ira - disqualified person?
My wife and I are thinking of lending her parents some funds out of my IRA at market rate.From what I understand, since I am the account holder, my in-laws would not be disqualified persons.However I...
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